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Lenders: A loan is only as safe as the collateral that protects it. Put your real estate appraisals in the most competent hands.

In today's unpredictable real estate market, it's more important than ever for lenders to get accurate and objective property valuations. That's why many in the mortgage industry rely on our extensive knowledge of real property, banking regulations and lending practices to ensure they obtain an accurate and objective value estimate of collateral.

We offer real estate valuations for many different needs, including:

  • Asset Management
  • Detrimental or Environmental Conditions
  • Foreclosures/REOs
  • Insurable Value
  • Lease Analysis
  • Liquidations
  • Litigation Support
  • Partial Interest Valuations
  • Portfolio Analysis
  • Prospective/Current/Retrospective Valuations
  • Construction Defects
  • Fair Market Rent
  • Discounted Cash Flow (DCF) Analysis
  • And Numerous Others

Backed by a full range of support services, such as appraisal reviews, real estate research, studies and opinions, and consultations.

S.M. Davidson & Associates brings more than three decades of experience and project management skills to your valuation and consulting assignments. Our staff's excellent credentials include Certified General (AG) licenses and ASA (American Society of Appraisers), IFAS (National Association of Independent Fee Appraisers), and MAI (Member, Appraisal Institute) designations. We faithfully maintain these qualifications through the continuing educational requirements of each state and/or professional organization.

We also take great pride in our friendly and professional service. The exceptional quality of our appraisal reports and rigorous adherence to integrity and confidentiality has earned us the long-term trust and business of our clients.


We address a variety of matters in which real estate valuation plays a critical role (click on linked items for additional information), including:


Additionally, we offer a number of exclusive tools and benefits unique to our industry:

Menu of some of Our Services.

Answers to Appraisal Questions.

Five, One-of-a-Kind, calculators.

   18 calculators for homeowners.


If you have any questions regarding our service and how we can help you better serve your client, please feel free to call us at (747) 202-0790 or our Contact Us page.